.page-disclaimer {
  background: var(--cream);
  color: var(--ink);
  padding: 0 0 clamp(64px, 9vw, 120px);
  overflow-x: hidden;
}

/* ---------- 面包屑 ---------- */
.page-disclaimer .breadcrumb {
  width: var(--shell);
  margin: clamp(20px, 3vw, 36px) auto 0;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  letter-spacing: .08em;
  color: var(--ink-3);
  flex-wrap: wrap;
}
.page-disclaimer .crumb-link {
  color: var(--ink-3);
  text-decoration: none;
  transition: color var(--dur) var(--ease);
}
.page-disclaimer .crumb-link:hover,
.page-disclaimer .crumb-link:focus-visible {
  color: var(--red);
}
.page-disclaimer .crumb-sep { color: var(--sand); }
.page-disclaimer .crumb-current {
  color: var(--ink);
  font-weight: 600;
}

/* ---------- 首屏 ---------- */
.page-disclaimer .idx-hero {
  width: var(--shell);
  margin: clamp(24px, 4vw, 48px) auto 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(24px, 4vw, 40px);
}
.page-disclaimer .idx-hero__copy {
  min-width: 0;
}
.page-disclaimer .idx-hero__title {
  font-family: var(--font-head);
  font-weight: 900;
  font-size: clamp(2.1rem, 7vw, 4.2rem);
  line-height: 1.06;
  letter-spacing: -0.02em;
  margin: 12px 0 0;
  color: var(--ink);
  max-width: 14ch;
}
.page-disclaimer .idx-hero__lede {
  margin: 20px 0 0;
  font-size: clamp(1rem, 1.4vw, 1.1rem);
  line-height: 1.8;
  color: var(--ink-2);
  max-width: 46ch;
}
.page-disclaimer .idx-hero__note {
  margin: 22px 0 0;
  padding-top: 16px;
  border-top: 1px solid var(--sand);
  font-size: 13px;
  line-height: 1.75;
  color: var(--ink-3);
  max-width: 48ch;
}
.page-disclaimer .idx-hero__media {
  margin: 0;
  min-width: 0;
}
.page-disclaimer .idx-hero__media .media-frame {
  border-radius: var(--radius-xl);
  overflow: hidden;
  background: var(--white);
}
.page-disclaimer .idx-hero__media img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

@media (min-width: 900px) {
  .page-disclaimer .idx-hero {
    grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr);
    align-items: start;
    gap: clamp(32px, 5vw, 72px);
  }
  .page-disclaimer .idx-hero__media {
    margin-top: clamp(24px, 6vw, 88px);
  }
}

/* ---------- 章节索引 ---------- */
.page-disclaimer .idx-toc {
  width: var(--shell);
  margin: clamp(40px, 6vw, 76px) auto 0;
  border-top: 1px solid var(--sand);
  border-bottom: 1px solid var(--sand);
  padding: 16px 0;
}
.page-disclaimer .idx-toc__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 2px;
}
.page-disclaimer .idx-toc__link {
  display: grid;
  grid-template-columns: 32px minmax(0, 1fr);
  align-items: baseline;
  gap: 8px;
  padding: 10px 8px;
  color: var(--ink-2);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: .02em;
  border-radius: var(--radius-md);
  transition: color var(--dur) var(--ease), background var(--dur) var(--ease);
}
.page-disclaimer .idx-toc__link:hover,
.page-disclaimer .idx-toc__link:focus-visible {
  background: var(--pink);
  color: var(--red);
}
.page-disclaimer .idx-toc__n {
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 12px;
  letter-spacing: .16em;
  color: var(--gold);
}
.page-disclaimer .idx-toc__t {
  overflow-wrap: anywhere;
}

@media (min-width: 760px) {
  .page-disclaimer .idx-toc__list {
    grid-template-columns: repeat(5, minmax(0, 1fr));
  }
}

/* ---------- 通用章节骨架 ---------- */
.page-disclaimer .idx-sect {
  width: var(--shell);
  margin: clamp(56px, 8vw, 104px) auto 0;
}
.page-disclaimer .idx-sect__head {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  align-items: baseline;
  gap: 14px;
  margin-bottom: 22px;
}
.page-disclaimer .idx-sect__num {
  font-family: var(--font-head);
  font-weight: 900;
  font-size: 12px;
  letter-spacing: .2em;
  color: var(--red);
  display: inline-block;
  transform: translateY(-2px);
}
.page-disclaimer .idx-sect__title {
  font-family: var(--font-head);
  font-weight: 800;
  font-size: clamp(1.4rem, 3.4vw, 2.2rem);
  line-height: 1.22;
  letter-spacing: -0.01em;
  margin: 0;
  color: var(--ink);
  text-wrap: balance;
}
.page-disclaimer .idx-sect__body {
  max-width: 62ch;
  min-width: 0;
  font-size: 1rem;
  line-height: 1.8;
  color: var(--ink-2);
}
.page-disclaimer .idx-sect__body > p {
  margin: 0;
}
.page-disclaimer .idx-sect__body > p + p,
.page-disclaimer .idx-sect__body > p + ul,
.page-disclaimer .idx-sect__body > p + ol,
.page-disclaimer .idx-sect__body > p + div,
.page-disclaimer .idx-sect__body > ul + p,
.page-disclaimer .idx-sect__body > ol + p {
  margin-top: 22px;
}
.page-disclaimer .idx-sect__foot {
  margin-top: 24px !important;
  font-size: 14px;
  color: var(--ink-3);
}

@media (min-width: 880px) {
  .page-disclaimer .idx-sect--narrow .idx-sect__head,
  .page-disclaimer .idx-sect--narrow .idx-sect__body {
    margin-left: clamp(0px, 12vw, 180px);
    margin-right: 0;
    max-width: min(56ch, 100%);
  }
}

/* ---------- 文字链接 ---------- */
.page-disclaimer .idx-link {
  color: var(--jade);
  text-decoration: none;
  border-bottom: 1px solid rgba(15, 139, 141, .35);
  padding-bottom: 1px;
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}
.page-disclaimer .idx-link:hover,
.page-disclaimer .idx-link:focus-visible {
  color: var(--red);
  border-bottom-color: var(--red);
}

/* ---------- 圆点要点 ---------- */
.page-disclaimer .idx-points {
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
  border-top: 1px solid var(--sand);
}
.page-disclaimer .idx-points li {
  position: relative;
  padding: 14px 0 14px 26px;
  border-bottom: 1px solid var(--sand);
  font-size: 15px;
  line-height: 1.75;
  color: var(--ink-2);
  overflow-wrap: anywhere;
}
.page-disclaimer .idx-points li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 22px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--gold);
}
.page-disclaimer .idx-points strong {
  color: var(--ink);
  font-weight: 700;
  margin-right: 6px;
}

/* ---------- 步骤卡片 ---------- */
.page-disclaimer .idx-steps {
  list-style: none;
  margin: 24px 0 0;
  padding: 0;
  display: grid;
  gap: 12px;
}
.page-disclaimer .idx-steps li {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 16px;
  align-items: start;
  padding: 18px 20px;
  background: var(--white);
  border: 1px solid var(--sand);
  border-radius: var(--radius-lg);
  transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}
.page-disclaimer .idx-steps li:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-pill);
}
.page-disclaimer .idx-steps__n {
  font-family: var(--font-head);
  font-weight: 900;
  font-size: 18px;
  line-height: 1.25;
  color: var(--red);
  letter-spacing: -0.01em;
}
.page-disclaimer .idx-steps__body {
  min-width: 0;
}
.page-disclaimer .idx-steps__t {
  display: block;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 15px;
  color: var(--ink);
  margin-bottom: 4px;
}
.page-disclaimer .idx-steps__d {
  display: block;
  font-size: 14px;
  line-height: 1.75;
  color: var(--ink-3);
  overflow-wrap: anywhere;
}

/* ---------- 键值索引 ---------- */
.page-disclaimer .idx-index {
  list-style: none;
  margin: 24px 0 0;
  padding: 0;
  border-top: 1px solid var(--sand);
}
.page-disclaimer .idx-index li {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4px;
  padding: 16px 0;
  border-bottom: 1px solid var(--sand);
}
.page-disclaimer .idx-index__k {
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 14px;
  color: var(--ink);
  letter-spacing: .02em;
}
.page-disclaimer .idx-index__v {
  font-size: 14px;
  line-height: 1.78;
  color: var(--ink-3);
  overflow-wrap: anywhere;
}
@media (min-width: 640px) {
  .page-disclaimer .idx-index li {
    grid-template-columns: minmax(112px, 160px) minmax(0, 1fr);
    gap: 24px;
    align-items: baseline;
  }
}

/* ---------- 折叠提醒 ---------- */
.page-disclaimer .idx-accordion {
  margin: 24px 0 0;
  border-top: 1px solid var(--sand);
}
.page-disclaimer .idx-accordion .accordion-item {
  border-bottom: 1px solid var(--sand);
}
.page-disclaimer .idx-accordion__q {
  margin: 0;
  font-size: 1rem;
}
.page-disclaimer .idx-accordion .accordion-trigger {
  width: 100%;
  display: block;
  padding: 18px 34px 18px 0;
  background: none;
  border: 0;
  text-align: left;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 15px;
  line-height: 1.5;
  color: var(--ink);
  cursor: pointer;
  position: relative;
  transition: color var(--dur) var(--ease);
}
.page-disclaimer .idx-accordion .accordion-trigger:hover,
.page-disclaimer .idx-accordion .accordion-trigger:focus-visible {
  color: var(--red);
}
.page-disclaimer .idx-accordion .accordion-trigger::after {
  content: "+";
  position: absolute;
  right: 2px;
  top: 50%;
  transform: translateY(-50%);
  font-family: var(--font-head);
  font-weight: 900;
  font-size: 20px;
  line-height: 1;
  color: var(--gold);
  transition: transform var(--dur) var(--ease), color var(--dur) var(--ease);
}
.page-disclaimer .idx-accordion .accordion-trigger[aria-expanded="true"] {
  color: var(--red);
}
.page-disclaimer .idx-accordion .accordion-trigger[aria-expanded="true"]::after {
  content: "–";
  color: var(--red);
}
.page-disclaimer .idx-accordion__panel {
  padding: 0 0 20px;
  font-size: 15px;
  line-height: 1.8;
  color: var(--ink-2);
  max-width: 60ch;
}
.page-disclaimer .idx-accordion__panel p {
  margin: 0;
}

/* ---------- 联系到客服 ---------- */
.page-disclaimer .idx-reach {
  width: var(--shell);
  margin: clamp(56px, 8vw, 104px) auto 0;
  padding: clamp(28px, 5vw, 56px);
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-pill);
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(24px, 4vw, 44px);
}
.page-disclaimer .idx-reach::after {
  content: "";
  position: absolute;
  right: -70px;
  top: -70px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle at 32% 32%, rgba(245, 179, 1, .32), rgba(200, 16, 46, .16) 58%, transparent 74%);
  pointer-events: none;
}
.page-disclaimer .idx-reach__intro {
  position: relative;
  z-index: 1;
  min-width: 0;
}
.page-disclaimer .idx-reach .idx-sect__title {
  margin: 12px 0 0;
}
.page-disclaimer .idx-reach__intro > p {
  margin: 18px 0 0;
  font-size: 15px;
  line-height: 1.8;
  color: var(--ink-2);
  max-width: 46ch;
}
.page-disclaimer .idx-reach__more {
  font-size: 14px !important;
  color: var(--ink-3) !important;
}

.page-disclaimer .idx-contact {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 1px;
  background: var(--sand);
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  z-index: 1;
  min-width: 0;
}
.page-disclaimer .idx-contact li {
  background: var(--cream);
  padding: 16px 20px;
  display: grid;
  gap: 4px;
  min-width: 0;
}
.page-disclaimer .idx-contact__k {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .18em;
  color: var(--gold);
}
.page-disclaimer .idx-contact__v {
  font-size: 15px;
  line-height: 1.65;
  color: var(--ink);
  overflow-wrap: anywhere;
  word-break: break-word;
}

@media (min-width: 860px) {
  .page-disclaimer .idx-reach {
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
    align-items: start;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .idx-steps li,
  .page-disclaimer .idx-toc__link,
  .page-disclaimer .idx-link,
  .page-disclaimer .idx-accordion .accordion-trigger,
  .page-disclaimer .idx-accordion .accordion-trigger::after {
    transition: none;
  }
  .page-disclaimer .idx-steps li:hover {
    transform: none;
  }
}